Services

How We Can Help

Our mission is to serve individuals and couples in all areas of retirement planning. We provide customized financial strategies to help you achieve long-term goals and enjoy a more secure retirement. A reliable strategy can help keep your family’s future protected.

Retirement assets can be exposed to four major financial risks:

  • Market Risk
  • Withdrawal Rate Risk
  • Longevity Risk
  • Medical Expenses/ Long-Term Care Expenses

We can help reduce these risks through a wide range of services, including:

Paul Ferraresi instructing the audience on the Sequence of Return Risk during a Social Security Class for retirement.

ABC Planning Process

No matter where you are in life, we can provide you the guidance, tools, and services to help prepare for retirement on your terms.

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Money Management

One of the keys to a reliable financial strategy is spending less than you take in, and then finding a way to put your excess to work.

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Insurance Reviews

Life can change – the birth of a child, the death of a loved one, the loss of a job, a major purchase – which will readjust your customized strategy.

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Income Strategies

Learn about income strategies for guaranteed lifetime income that can help you maintain your lifestyle now and in retirement.

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Annuities

Are you in or near retirement? Learn how annuities can help generate a reliable stream of income or increase your current savings.

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Social Security

We can help you understand your Social Security benefits and educate you on how you can maximize those retirement benefits.

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Tax Planning

Understanding how tax strategies are used to manage your tax bill should be a major part of any reliable financial approach.

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Life Insurance

A reliable insurance strategy could help protect you and your family from the financial consequences of major life events.

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Investment Strategies

Investing is about proper planning to achieve your financial goals: retirement, paying college, or just providing for your family.

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Employee Benefits

Creating a plan that balances the goals of both the organization and its employees requires thorough analysis and review of benefit options and costs.

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Long-Term Care

Chances are you could live well into your 80s and 90s, or longer. A long life greatly increases the likelihood you’ll require long-term health care.

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Estate Planning

Effective estate management enables you to manage your affairs during your lifetime and control the distribution of your wealth after death.

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Testimonials From Our Valued Clients

Paul,

Thank you for sharing with us not only your knowledge, but some of your personal history. And your time, and humor…I truly enjoyed the class and the learning experience. It has helped me understand some of the recent decisions my company made. 

From a personal aspect, I realize how poorly I have managed my money because of lack of discipline. Although it may take me a while to get into the single routine, I plan to continue to learn and invest. Besides “The richest man in Babylon” I have started reading “The Wealthy Barber.” Thanks again for your inspiration. 

Linda H.

Dear Paul,

The class has been a good refresher cause for things I don’t use daily. You have taught me new ideas and techniques for investing and different approaches for increasing my retirement income coming soon. Thanks for spending the week with us and all the information you thought. Wishing you health and happiness in your next fifty years!

Marilyn D.

Dear Paul,

I wanted to thank you for teaching the fundamentals of finance in San Francisco in January. Your energy, depth of knowledge and most of all your passion were greatly appreciated. Also, thank you for the extra time you gave us to teach personal finance, it was the most helpful.

Wendy H